Build: Credit Building 2.2.53

Build focuses on providing individuals with the opportunity to enhance their financial well-being. The Build Credit Builder Account offers access to credit-building products where payments contribute to accumulated savings and payment history is reported to credit bureaus.

To apply, manage your account, monitor savings progress, and track your credit score, download the Build app today. Eligibility for the Build Secured Credit Card is attainable by making prompt payments on your Credit Builder Account.

No hard credit pull or existing credit is required. Start building your credit history with all three major credit bureaus for as low as $25 per month. Get started by visiting www.getbuild.com for further details.

Disclosures

1. Loan proceeds are deposited into a secured savings account with WebBank, Member FDIC. The secured savings account does not accrue interest and remains inaccessible until the loan is paid in full or closed. Accumulated savings become available upon loan closure. Note that the loan product is subject to interest and fees.
2. Example loan scenarios:
   • Starter Loan: $520 loan amount, $25 monthly payments for 24 months, $9 administration fee, 15.92% APR.
   • Intermediate Loan: $724 loan amount, $35 monthly payments for 24 months, $9 administration fee, 15.97% APR.
   • Value Builder Loan: $539 loan amount, $48 monthly payments for 12 months, $9 administration fee, 15.65% APR.
   • Expert Saver Loan: $1,663 loan amount, $150 monthly payments for 12 months, $9 administration fee, 15.91% APR.

Note: PRGB, Inc. (“Build”) acts as a third-party marketing vendor and servicer, not originating any loans or credit accounts. Effective May 26, 2023, all loans are issued by WebBank, Member FDIC; those originated earlier are serviced by Synapse Credit LLC. The Build Secured Card is issued by WebBank under a MasterCard license. Approval for loan products and the Secured Card is determined by WebBank with specific eligibility criteria. Applicants must be U.S. Citizens, permanent residents, or non-resident U.S. Aliens aged at least 18 years with a valid bank account and Social Security Number.

All loans and credit accounts are subject to ID verification and individual results may vary. Improvement in credit scores depends on personal financial behavior and situations; this product does not erase negative credit history from reports.

Terms and conditions apply. Not available in all states.

PRGB, Inc., operating as "Build," NMLS No. 2410706